The Biblical Theology of Money

A Biblical Framework for Earning, Giving, Saving, Investing, and Stewarding Wealth

The Biblical Theology of Money is a practical, Scripture-centered guide to understanding money through the lens of biblical stewardship. Dr. John M. Hartinger explores how Christians can approach earning, spending, saving, borrowing, investing, giving, business, property, and wealth with wisdom, integrity, responsibility, and purpose.

Rather than treating money as merely a financial subject, the book presents it as a spiritual responsibility that reveals priorities, values, and the condition of the heart. It begins with the foundational principle that everything ultimately belongs to God and challenges readers to view themselves not simply as owners, but as stewards accountable for how they manage the resources entrusted to them.

Through practical chapters on honest work, generosity, financial planning, debt, investing, productive capital, business, real estate, contentment, and financial responsibility, Dr. Hartinger shows how sound financial practices can be integrated with biblical principles. Readers are encouraged to earn with integrity, prepare wisely for the future, evaluate debt carefully, invest responsibly, and use wealth as a tool rather than allowing it to become the controlling purpose of life.

The book also looks beyond individual financial success to generosity, justice, family responsibility, and generational stewardship. It emphasizes teaching the next generation not only how to inherit resources, but how to manage them with wisdom, gratitude, discipline, and accountability. Ultimately, the goal is not simply to accumulate more, but to use money faithfully in service of family, others, and purposes greater than personal wealth.